CarInsurance

What type of car insurance coverage should I get?

With the ability to get an auto insurance quote online in an instant, shopping for car insurance has never been easier. Without an agent on hand to explain various coverage levels, however, buying the right car insurance can also feel a bit more complicated. Most of us want the cheapest car insurance that won't get us a ticket if we get in an accident or pulled over, but beyond that, deciding what level of coverage to buy can get tricky. While getting affordable car insurance is important, no one wants the hassle or potential implications of cheap car insurance that doesn't actually cover what needs to be covered. [AD:foo]

When getting a car insurance quote, you'll be asked a series of questions, including whether you're buying, leasing or own your car. If you're leasing or buying a new or used car, the choice becomes a little easier, since you'll definitely need full coverage to keep the bank or finance company happy. In fact, car insurance companies won't provide liability-only insurance to anyone who is buying or leasing without proof of other coverage. There are other options, however, that you may want to consider, such as Underinsured-Motorist coverage and Personal Injury Protection (PIP). You may be able to save on car insurance by opting out of one or both of them, but you may end up paying dearly for it later, so beware. If you're looking to switch car insurance, your best bet is to get a quote based on your current coverage. 

Still not sure what type of car insurance you should get? Answer the questions below to find out! 

How new is your vehicle?
A
B
C
D
Have you made any upgrades or added any special equipment to your vehicle?
A
B
C
What kind of shape is your vehicle in right now?
A
B
C
D
Are you financing or leasing your vehicle?
A
B
Would you face any serious consequences if your vehicle was stolen or otherwise unusable for an indefinite period of time?
A
B
How much is your vehicle currently worth?
A
B
C
D
Could you pay out-of-pocket to have your vehicle repaired or replaced, if necessary?
A
B
C

You can share this post!