Many Georgia residents ages 50 and up are paying too much for car insurance -- are you one of them? Turns out, there are a few simple ways for older adults in Georgia to lower their car insurance rates. Maintain a good driving record, and these tips can lower your costs for as long as you drive. Always shop around and compare rates when buying car insurance, because many insurance companies offer special discounts reserved just for older adults. However, you can do even more. Read on to learn how Georgia residents who just turned 50 are saving a bunch on insurance.
First, did you know that adults in Georgia and most other states can lower
Second, ask about low-mileage discounts. Many people ages 50 and up drive significantly fewer miles than younger Americans in their prime working ages. If you either recently retired or are nearing retirement, then you might save money by reconfiguring your car insurance policy to reflect your lower mileage.
Third -- and this one is really easy -- invest in a vehicle tracking system such as OnStar and LoJack. This is an especially valuable tip for seniors who don't plan on buying a new car anytime soon. These anti-theft devices make it easy for police to track down stolen vehicles, which is why most insurance companies offer discounts for people who get these systems. This is a great way for older adults to save money regardless of their driving records.
Of course, there are other ways people over the age of 50 can save money on their insurance, and it all starts with doing your homework and comparing policies. Take our quiz though to see which of our top three tips might be next on your to-do list.