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Homes For Sale: Should You Buy a New Home?

If you have lived in your home for a while now, and are tired of looking at the same walls each day, or if you're a renter who is sick of paying a landlord each month and want an investment of your own, now might be a great time to purchase a new home. Of course, purchasing a home is not as easy as finding a home you like and making an offer. There are many things to consider before purchasing a home and several factors that will determine whether home ownership is right for you or not! 

For most people, buying a home requires a significant amount of money as a down payment, as well as getting approved for a mortgage loan.

If you own your current home, you may be able to sell and use the money from that sale to fund your down payment. If you have little or no money down or have credit problems, buying a home will be more difficult. You'll need to work closely with a lender in order to find a mortgage product that works for your financial and credit situation. 

While owning a home is a great investment and provides many advantages to homeowers, owning a home isn't right for everyone and can come with extra stress and financial burdens that can affect the whole family. Home ownership is an exciting adventure, but is also a big investment that should not be taken lightly. As exciting as the prospect of owning a home may be, you should make sure you're ready for the commitment before going on a hunt for homes for sale. Are you ready to buy a new home? Take the quiz below to find out! 

How would you rate your credit?
Do you have money saved up for a down payment and other costs associated with buying a home?
How much money do you have left over at the end of the month that could be used for home repairs and maintenance?
How do you feel about handling the repairs and maintenance of your home yourself?
How long have you worked at your current job?
How long do you plan to stay in your new home?
Do you currently own your own home and plan to sell?
Do you have enough income to comfortably make mortgage payments on a home in your area?