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Should I Consider Living in Low-Income Apartments?

Making the move to low-income apartments is a decision that can greatly affect your current financial situation, and free up income for other financial responsibilities. While moving into low-income apartments can be a tedious process, with paperwork and wait-lists to sort through, finally being able to live in housing you can afford is a big financial relief to those who really need lower housing costs. Getting approved for low-income apartments does require a lot of patience and perseverance, but there are many programs designed to make housing affordable to those most in need.  

Some people feel ashamed about the idea of applying

for low-income housing, but with the economy still recovering and many jobs still not paying a living wage, there is no shame in finding financial help where you can! Likewise, many people with disabilities or chronic illness are not able to work full-time jobs in order to afford the high cost of living. Regardless of your personal circumstances, if meeting your monthly obligations is proving difficult or even impossible, opting for low-income apartments may be the right step for you in easing your monthly financial burden. 

Getting into low-income apartments is not an easy process, however, and there are strict qualifications you must meet in order to be considered. Low-income apartments are not meant as a way for people to save a few extra dollars on housing each month when they really don't need the help. If you're not sure if you'll qualify for low-income housing, contact your local housing authority or other state resource to find out what the qualifications are before applying. Still not sure if low-income apartments are right for you? Take the quiz below to find out! 

Does your income fall below the current guidelines for low-income apartments in your area?
Are you facing eviction or foreclosure in your current home?
Are your financial circumstances temporary?
Are you disabled or chronically ill?
Are you currently homeless and seeking permanent housing?
Will low-income apartments mean you can meet all of your other financial obligations?
Are you currently employed?
Are you able to negotiate with your current landlord or mortgage company for lower housing costs, even temporarily?