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Should I buy or lease a car?

Buying or leasing a vehicle is an important decision that requires a great deal of thought. When you purchase a vehicle, you own it and can put as many miles as you would like on it. You don't have to be as concerned about how nicely you keep the vehicle, for you will not be turning it back in in a few years. If you have cash to purchase, or you can qualify for a zero percent interest loan, this could be a great choice for you. When the car is paid off, you can enjoy your vehicle without having to worry about paying a monthly payment. This is an even greater advantage if you can pay cash.

Be aware that vehicles do loose value as you drive

them off the lot, so if you plan on selling the car within a short period of time after purchasing, buying may not be the right choice for you. Leasing is a great option for those of you who like having the luxury of driving a brand new vehicle every few years. If you don't plan on owning the vehicle for more than a few years, this option will allow you to turn your vehicle back in and choose another one. You may still be required to put a down payment down, but you won't have to worry about the car loosing value.

When your lease term is up, simply turn your vehicle in and choose another. You may have to pay extra if you put more miles on the vehicle than you agree to, but the charge per mile over the agreed upon amount will be determined before you lease. It is best to keep the car in near perfect condition while you are leasing, but if you are someone that is accustomed to treating your vehicle in this manner anyway, then this could be a great option for you.

Do you like to have a brand new car every few years?
Do you take good care of your car?
Do you have cash to purchase a vehicle?
Are you ok with always having a car payment?
Do you have a good credit score?
Do you have the money for a the money for a down payment on a lease?